Free calculator
US Paycheck Calculator
Calculate your US take-home pay, taxes, and deductions in seconds with our free paycheck calculator.
Use this US paycheck calculator to estimate federal withholding, FICA, and state income tax where available.
Last updated
2026-04-20
Primary market: United States
This page is designed to give a fast, readable estimate without replacing a payslip or payroll system.
Always confirm important figures with your employer, payroll provider, accountant, or tax authority.
Methodology
We annualize the paycheck and recurring deductions from the frequency you enter.
Federal tax is estimated using the configured standard deduction and progressive tax brackets for your filing status.
Employee Social Security and Medicare are then added, with state income tax included on supported state pages.
Assumptions
The United States calculator annualizes pay first, applies the relevant tax rules, and then converts the result back to the selected pay frequency.
Recurring deductions are estimated on a per-pay-period basis.
TakeHome Grid provides estimates for informational purposes only and does not replace a payslip or employer payroll system.
Federal brackets and standard deductions reflect IRS 2026 inflation adjustments announced on October 9, 2025 and the IRS federal rates page last reviewed on February 20, 2026.
FICA assumptions reflect the SSA 2026 employee rates: 6.2% Social Security up to the wage base and 1.45% Medicare on all wages, plus the additional 0.9% Medicare surtax above the single-filer threshold used in this MVP.
Worked example
US example
Gross pay: $3,000 biweekly
Filing status: Single
Region: Federal only
The result shows estimated take-home pay per check, effective tax rate, and annual, monthly, and weekly equivalents.
Disclaimer
TakeHome Grid provides estimates for informational purposes only and does not provide tax, payroll, accounting, or legal advice.
Always verify withholding, deductions, and take-home pay with your employer, payroll software, accountant, or tax authority before making decisions.
Rules, credits, and thresholds can change, so important figures should always be checked against current employer or tax authority information.
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FAQ
How accurate is the calculator?
It gives a practical estimate based on the inputs and assumptions shown on the page.
Can I use it for job offers?
Yes. It is useful for comparing gross pay and likely take-home pay across locations and pay frequencies.
Does it include local tax?
No. The current US calculator estimates federal tax, FICA, and selected state tax only.