Free calculator
NZ PAYE Calculator
Calculate PAYE and take-home pay in New Zealand with our free calculator.
The NZ PAYE calculator is built for quick paycheck checks using PAYE and the ACC earners levy.
Last updated
2026-04-20
Primary market: New Zealand
This page is designed to give a fast, readable estimate without replacing a payslip or payroll system.
Always confirm important figures with your employer, payroll provider, accountant, or tax authority.
Methodology
We annualize the selected pay frequency into a yearly salary estimate.
PAYE income tax is applied against the configured individual income tax bands.
The ACC earners levy is then added up to the current levy cap.
Assumptions
The New Zealand calculator annualizes pay first, applies the relevant tax rules, and then converts the result back to the selected pay frequency.
Recurring deductions are estimated on a per-pay-period basis.
TakeHome Grid provides estimates for informational purposes only and does not replace a payslip or employer payroll system.
Income tax bands reflect Inland Revenue rates for individuals effective from April 1, 2025.
ACC earners levy is modeled using the confirmed 2025-26 earners levy rate and cap published by ACC.
Worked example
New Zealand example
Gross pay: NZD 2,800 fortnightly
Main-income assumption
Deductions: NZD 0
The final result separates PAYE from the ACC levy so the deduction mix stays readable.
Disclaimer
TakeHome Grid provides estimates for informational purposes only and does not provide tax, payroll, accounting, or legal advice.
Always verify withholding, deductions, and take-home pay with your employer, payroll software, accountant, or tax authority before making decisions.
Rules, credits, and thresholds can change, so important figures should always be checked against current employer or tax authority information.
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FAQ
Does this include KiwiSaver?
No. KiwiSaver contributions are excluded from the main estimate.
Are secondary tax codes included?
No. This calculator assumes standard main-income treatment.